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Why Diversification Still Works
A refresher on correlation, concentration risk, and why the free lunch is not dead.
Personal Finance • Economics • Markets
Finance professor and fintech compliance executive. I translate real-world financial strategy, market mechanics, and risk management into ideas that students, professionals, and everyday investors can actually use.
Explore the lessonsFinancial executive and compliance expert with over 15 years of experience in BSA/AML compliance, risk management, and strategic financial operations. A proven record of developing risk-mitigation frameworks across the fintech and crypto-asset sectors — bridging rigorous regulatory adherence and aggressive organizational growth. Currently an Adjunct Professor of Finance at Miami-Dade College.
Practical frameworks and academic foundations across personal finance, economics, and markets.
Budgeting, emergency funds, debt management, credit building, and building wealth systematically.
Time value of money, capital budgeting, cost of capital, capital structure, and valuation.
Reading market signals, macro drivers, valuation basics, and separating noise from signal.
How crypto, MSBs, and fintech infrastructure work — and why regulation matters to investors.
Full 16-week course packages with modules, quizzes, answer keys, problem sets, and assignments. Free to download.
16 weeks • 55+ pages • 160 quiz questions with answer keys
Budgeting, credit mastery, debt elimination, taxes, insurance, investing (stocks, ETFs, Bitcoin, RWAs), retirement accounts, home ownership, and estate planning. Crypto and self-custody woven throughout.
16 weeks • 45+ pages • Problem sets with full solutions
Financial statements, TVM, bond valuation, CAPM, capital budgeting (NPV/IRR), WACC, capital structure, DCF valuation, crypto treasury management, tokenized RWAs, prediction markets, and DAO finance.
A 12-indicator technical analysis engine for stocks, ETFs, and crypto. Enter any ticker and get an instant composite recommendation with entry, stop-loss, target exit, and hold period.
Essays on markets, money, and the ideas that shape how we think about finance.
A refresher on correlation, concentration risk, and why the free lunch is not dead.
How liquidity protects the rest of your financial plan from panic decisions.
Why anti-money laundering policy matters beyond compliance departments.
Speaking inquiries, course questions, or collaboration ideas — send a note and it comes straight to me.
Revenue Stack: trainings, downloads, consults, and Audits